Here to Help
There are many mortgage options. My job is to help you find the one that makes the most sense for you. My name is David Hoffman and I am a mortgage planner based in Westlake Village, CA. I am here to help you find the best California mortgage possible. I am an honest person that is here to help you refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage even if you have imperfect credit. Call me now toll free at (888) 441–0441, so that we can discuss how I can help you, or fill out the quick quote form to the right and I will call you back. If you get my voicemail I’m probably on the other line so leave a message and I will get back to you shortly.
What Sets Me Apart From The Rest
I am committed to building rewarding, long-term relationships. With that in mind, you will receive the highest level of service available. My goal is to earn your trust and build a cohesive partnership to become your lender for life. So whether you have imperfect credit or are in need of creative financing solutions, I am confident that I can find something that will suit your needs. Pick up the phone and call me now toll free at (888) 441-0441 or fill out the quick quote at the top right and I will call you back.
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 Top News
Mid-Day Recap: Labor Reports Send Markets into Freefall - 1 day ago
The pace of losses in the labor market had been moderating for four months but in June nearly half a million jobs vanished from the economy, in contract to widespread expectations. The Bureau of Labor Statistics said 467,000 jobs were lost, pushing the unemployment rate to 9.5%, the highest in 26 years.?The heavy loss of jobs in June is a warning that the road to recovery will be bumpy, but doesn't yet indicate that we have gone off the track? . . . ...(read more)
The Day Ahead: Markets Hesitant Ahead of Employment Data - 2 days ago
Markets are edging lower ahead of the 8:30 release of Nonfarm Payrolls. A lot is hanging on this report as many forecasts for the economy are dependent on the direction of the labor market. Many look for signs of stabilization after last month?s downside surprise, but signs of a recovery have been far from evident in the weekly Jobless Claims numbers or the ADP private employment report. The consensus looks for 325,000 jobs to have vanished this month, with forecasts ranging between 225,000 and 435,00...(read more)
HARP Guidelines Allow for 125% LTV. Originators Still Skeptical - 2 days ago
The Home Affordable Refinance Program was designed to assist borrowers who have demonstrated an acceptable payment history on their existing Fannie Mae or Freddie Mac owned mortgage loan. Unfortunately due to rising unemployment levels and increasing foreclosure rates, demand for housing has weakened and property values have continued to decline, which has blocked many borrowers from utilizing HARP....(read more)
Mortgage Performance: Fighting Rising Rate of Foreclosures with Loan Modifications - 2 days ago
A joint report from the OCC and OTS, which includes 64% of all outstanding mortgages, shows that instances of delinquency continued to increase in the second quarter. Particularly of note is the increasing growth rate of delinquencies among loans backed...(read more)
Mixed Data for Real Estate, ISM Index Improves - 2 days ago
Three data releases at 10:00 failed to sing in tune with each other. A key indicator of output showed some improvement but is still contracting overall, and while contracts for home purchases are on the rise, spending on the construction of new homes it at historic lows....(read more) |
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